Short-term health insurance is an economical plan that provides protection should an accident or unexpected illness strike.
What makes short-term plans economical? They’re designed to help with the types of high-dollar healthcare costs you can’t see coming. The Affordable Care Act doesn’t apply to short-term plans, so they don’t include all of the essential health benefits an ACA plan offers and won’t typically cover preventive care or pre-existing conditions.
Another reason short-term health insurance is worth considering is that it tends to be flexible. You can buy a policy for as few as 30 days and up to 364, depending on how long you need coverage and the limits set by your state. A range of deductibles and optional add-on benefits make it possible to customize your coverage. Most plans include an open network, which allows you to use any healthcare provider who accepts your insurance.
You can apply for a short-term health plan year-round and get covered as soon as the next day if your application is approved.