Open Enrollment vs. Special Enrollment Period

Since the Affordable Care Act started many have been introduced to Open Enrollment Period…This means you have a small window of time to purchase affordable healthcare on the health exchange better known as the Marketplace. During this period we have the privilege to shop for health plans without going through the underwriting process. No health questions are asked.

Special Enrollment Period: When Open Enrollment closes December 15, you may only get Marketplace insurance under certain circumstances like marriage or adding children to your family, you moved to another county, or if you had insurance and then lost it between December 16 and October 31. You have 60 days to secure a health plan from the marketplace then your Special Enrollment Period (SEP) ends.

It is very important to be prepared for Open Enrollment Period which begins November 1 ,2019 and ends December 15, 2019.